Finanz MePayday Loan (Finance Me)

From $50 to $1000.

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Or get an Instant Loan Quote .

What is the process?

Application

Enter all your detailed information, including your contact information, income information, bank account information and a reference and you're all set. All the information you enter is secure. Check our Safety section for more information.

Acceptance

You will be notified within a few minutes (for most applications) if your application is accepted or denied. There are many factors that may lead to a denial and these factors change all the time, so don't hesitate to come back in a few weeks if your application has been denied.

Contract

Once your application has been accepted, we create a customer account for you, with which you complete the process online by placing the order and signing electronically a contract with us. The contract engages you under your state law to repay the amount you're borrowing and the fees.

Delivery

We then perform a money transfer to your bank account using ACH (Automated Clearing House) the next business day following your order (for orders placed before 4 PM Hawaiian / 5 PM Alaskan / 6 PM Pacific / 7 PM Mountain / 8 PM Central / 9 PM Eastern).

Payment

On the agreed payment date, we withdraw the borrowed amount with the fees from your account.

If the payment fails, we charge an additional fee and reschedule a new payment. Note that your bank may charge you a fee as well for a payment failure.


Is it for me?

Our 100% online Pay Day Loan product gives you the opportunity to solve a temporary difficult financial situation by borrowing money fast for a reasonable fee.

A Payday Loan is also named Cash Advance, Payday Advance, Short Term Loan or Deferred Deposit Transaction, depending on the state where you live in.

Our online application process is quick, easy and you will get an answer in just a few minutes after you complete it, while you're still on our website.

The money will be directly deposited into your bank account on the next business day. This is an overnight delivery if your order was placed the day before a business day.

Please note that a Payday Loan is not intended to be used on a long term basis, but only for short term needs and emergency situations.

We are different and cheaper than competition and traditional payday lenders. Our total fees depend on the number of days that you keep the money, which gives you control of your loan and how much it will cost you.

Make sure that you read our Pricing section before to apply to our payday advance.

Try out our Instant Loan Quote tool.

We don't ask for the reason of your short term loan. Should you have an emergency need of money quickly to pay your rent, your mortgage, your car loan, your car repair, your medical bill, your insurance, your cable bill, your TV, your trip ticket, your phone, your groceries, your birthday gift, your gas, etc..., our Payday Loan service is ready for you. We want you to avoid any default with your bank or your creditor and avoid their fees.

Our fast cash advance is completely unsecured: we don't ask for any collateral to secure the loan.

We are a licensed online direct lender and an American company owned, located and operated in the United States.



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