What information do we collect?
We collect information from you when you apply to our services, register on our site, place an order or fill out a form.
Any data we request that is not marked as required is voluntary or optional.
When applying, registering, ordering or filling a form on our site, as appropriate, you may be asked to enter the following information:
Names, birth date, social security number, e-mail address, residence address and ownership, phone numbers, income details, employers, references, bank accounts, Id or driver's license and military status.
To process your application and your order, we will obtain the following information from third parties:
Bank history, credit history and verification of all entered information previously mentioned.
To improve your experience and your security, we also record the following information:
Connecting device and browser, connection IP address, preferred language, visited pages, referring websites, search terms and all information provided by phone, web forms, emails or text messages.
You may, however, visit our site anonymously.
All users of our site may make any changes to their information at anytime by logging into their account, going to the 'Profile' section and selecting the 'Change' button.
Our site does not handle the "do not track" HTML signal.
What do we use your information for?
Any of the information we collect from you may be used in one of the following ways:
- to process applications, orders and bank transactions (your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service),
- to personalize your experience (your information helps us to better respond to your individual needs),
- to improve our website (we continually strive to improve our website offerings based on the information and feedback we receive from you),
- to improve customer service (your information helps us to more effectively respond to your customer service requests and support needs) and
- to send periodic emails, text messages or mails.
The email address, the phone numbers and the residence address that you provide during the application may be used to send you information and updates pertaining to your order or request, in addition to receiving occasional company news, updates, promotions, related product or service information, etc.
Note: If at any time you would like to unsubscribe or opt-out from receiving future company news, updates, promotions, related product or service information, we include unsubscribe instructions at the bottom of each email, text message or mail; emails, text messages or mails sent for information and updates pertaining to your order or request cannot be unsubscribed.
How do we protect your information?
We implement a variety of security measures to maintain the safety of your personal information when you submit a request, place an order or enter, submit, or access your personal information.
These security measures include: password protected directories and databases to safeguard your information, SSL (Secure Sockets Layered) technology to ensure that your information is fully encrypted and sent across the Internet securely and PCI Scanning to actively protect our servers from hackers and other vulnerabilities.
We offer the use of a secure server. All supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL) technology.
Yes: cookies are small anonymous files that a site or its service provider transfers to your device hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain anonymous information.
You may, however, visit our site without allowing cookies.
Do we disclose any information to outside parties?
We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others' rights, property, or safety.
However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, retargeting, remarketing or other uses.
Note: If at any time you would like to opt-out from your non-personally identifiable information being used by other parties, you may exercise this right on the NAI consumer opt-out page or on the DAA consumer opt-out page.
Because we value your privacy we have taken the necessary precautions to be in compliance with online privacy regulations. We therefore will not distribute your personal information to outside parties without your consent.
We may, however, report any unpaid account that has been sent to collection to Credit Bureaus and other credit related agencies.
Children online privacy
We are in compliance with children online privacy regulations. We do not collect any information from anyone under 18 years of age. Our website, products and services are all directed to people who are at least 18 years old or older.
We have taken the necessary steps to ensure that we are compliant with the CAN-SPAM Act of 2003.
Terms of Service
Please also visit our Terms of Service section establishing the use, disclaimers, and limitations of liability governing the use of our website.
This policy was last modified on 5/15/2018.