Frequently Asked Questions



QWhat do I need to qualify?
AYou will need to provide us with your detailed information, including your contact information, income information, bank account information and a reference. You need to show a reliable source of income. Your information will be verified and must match what we find.
QDo I need a good credit score to apply?
ANo, we verify your information and your ability to repay against national, state and local data, including banks, employers, etc... This means that all credit scores can qualify.
QIs it secure to use your website and enter my personal information?
AOur website is certified secure. The confidentiality of your information is our priority. Check our Security section for more details.
QWhat happens after I apply? How do I know that I was accepted?
AWhile you're still on our website, you will see a pending status until our decision is made within a few minutes. You will then see live if your application has been accepted or denied. You will also receive an email confirming in writing our decision. If accepted, you will be invited to create an account online in order to complete the process and sign a contract.
QWhen do I get my money?
AThe next business day after you place your order AND sign your contract (for orders placed before the banks cutoff time).
QWhat if I can't repay on time? What if I need more time?
ADepending on the state you live in, you may have the ability, in your account online, to change the payment date. If you cannot change the payment date online, you need to contact us immediately. Before to apply, you need to make sure that you can repay on time.



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